Side-by-side · Q2 2026 data
Technology Credit Union vs Valley Strong Credit Union
Credit union
Valley Strong Credit Union
Bakersfield, California · $1 billion – $10 billion
Metric by metric
| Measure | Technology Credit Union | Valley Strong Credit Union |
|---|---|---|
| TellerScore | 62 (stronger) | 51 |
| Capital cushion | 63 (stronger) | 43 |
| Loan quality | 81 (stronger) | 35 |
| Earnings | 24 | 51 (stronger) |
| Funding & liquidity | 61 | 81 (stronger) |
| Problem-loan coverage | 92 (stronger) | 70 |
| Peer percentile | 30th | 7th |
| Total assets | $4.5B | $4.1B |
| Deposits / shares | $3.6B | $3.7B |
| Capital ratio | 11.32% (stronger) | 9.27% |
| Problem loans | 0.57% (stronger) | 1.94% |
| Net charge-offs | 0.77% (stronger) | 0.78% |
| Return on assets | 0.11% | 0.77% (stronger) |
| Loans ÷ deposits | 93.2% | 79.2% (stronger) |
| Uninsured deposits | 21.0% | 8.2% (stronger) |
| Offices | 11 | 31 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.5% | 25.3% |
Technology Credit Union has the higher TellerScore (62 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Technology Credit Union leads on 4 and Valley Strong Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.