Side-by-side · Q2 2026 data
Tel-U-Watt Federal Credit Union vs Town and Country Credit Union
Metric by metric
| Measure | Tel-U-Watt Federal Credit Union | Town and Country Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 64 |
| Capital cushion | 41 | 81 (stronger) |
| Loan quality | 100 (stronger) | 46 |
| Earnings | 47 | 57 (stronger) |
| Funding & liquidity | 90 (stronger) | 58 |
| Problem-loan coverage | 100 (stronger) | 78 |
| Peer percentile | 40th | 31st |
| Total assets | $5.6M | $771.1M |
| Deposits / shares | $5.1M | $665.3M |
| Capital ratio | 9.12% | 13.06% (stronger) |
| Problem loans | 0.00% (stronger) | 1.63% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 0.68% | 0.93% (stronger) |
| Loans ÷ deposits | 70.2% (stronger) | 102.0% |
| Uninsured deposits | 0.0% (stronger) | 11.9% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.2% |
Tel-U-Watt Federal Credit Union has the higher TellerScore (70 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Tel-U-Watt Federal Credit Union leads on 5 and Town and Country Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.