Side-by-side · Q2 2026 data
Telcoe Federal Credit Union vs U.P. Employees Federal Credit Union
Credit union
U.P. Employees Federal Credit Union
North Little Ro, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Telcoe Federal Credit Union | U.P. Employees Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 41 |
| Capital cushion | 100 (stronger) | 47 |
| Loan quality | 96 (stronger) | 23 |
| Earnings | 52 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 91 |
| Problem-loan coverage | 100 (stronger) | 72 |
| Peer percentile | 94th | 3rd |
| Total assets | $503.4M | $2.6M |
| Deposits / shares | $423.1M | $2.5M |
| Capital ratio | 20.21% (stronger) | 9.65% |
| Problem loans | 0.12% (stronger) | 2.32% |
| Net charge-offs | 0.02% (stronger) | 0.53% |
| Return on assets | 0.80% (stronger) | -8.33% |
| Loans ÷ deposits | 37.0% (stronger) | 69.1% |
| Uninsured deposits | 13.5% | 0.0% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.2% | — |
Telcoe Federal Credit Union has the higher TellerScore (89 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Telcoe Federal Credit Union leads on 6 and U.P. Employees Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.