Side-by-side · Q2 2026 data
Telcomm Credit Union vs United Credit Union
Metric by metric
| Measure | Telcomm Credit Union | United Credit Union |
|---|---|---|
| TellerScore | 77 | 88 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 92 (stronger) | 87 |
| Earnings | 41 | 68 (stronger) |
| Funding & liquidity | 75 | 85 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 71st | 92nd |
| Total assets | $337.9M | $302.1M |
| Deposits / shares | $286.3M | $253.5M |
| Capital ratio | 13.18% | 15.17% (stronger) |
| Problem loans | 0.25% (stronger) | 0.40% |
| Net charge-offs | 0.55% (stronger) | 0.64% |
| Return on assets | 0.54% | 1.19% (stronger) |
| Loans ÷ deposits | 85.6% | 75.5% (stronger) |
| Uninsured deposits | 2.2% (stronger) | 6.3% |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.8% | — |
United Credit Union has the higher TellerScore (88 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Telcomm Credit Union leads on 3 and United Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.