Side-by-side · Q2 2026 data
Templeton Savings Bank vs Availa Bank
Metric by metric
| Measure | Templeton Savings Bank | Availa Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 65 |
| Capital cushion | 95 (stronger) | 43 |
| Loan quality | 100 (stronger) | 91 |
| Earnings | 84 (stronger) | 58 |
| Funding & liquidity | 84 (stronger) | 55 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 98th | 36th |
| Total assets | $169.6M | $1.7B |
| Deposits / shares | $141.9M | $1.4B |
| Capital ratio | 14.50% (stronger) | 9.33% |
| Problem loans | 0.00% (stronger) | 0.26% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 1.59% (stronger) | 0.95% |
| Loans ÷ deposits | 75.9% (stronger) | 82.8% |
| Uninsured deposits | 15.0% (stronger) | 35.2% |
| Offices | 2 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.3% |
Templeton Savings Bank has the higher TellerScore (93 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Templeton Savings Bank leads on 7 and Availa Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.