Templeton Savings Bank is a state-chartered bank (fed member) headquartered in Templeton, Iowa, in business for about 103 years. At the end of Q2 2026 it reported $169.6M in total assets and $141.9M in deposits, with 2 offices.
Based on its Q2 2026 filing, Templeton Savings Bank scores 93/100, which we describe as very strong. That is higher than 98% of 2,650 banks with $100 million – $1 billion. Among 226 banks headquartered in Iowa, it ranks 6th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is funding & liquidity (84/100; 76% loans-to-deposits, 15% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (87 → 93), mostly because the earnings component improved by 13 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 86 |
| Q3 2024 | 87 |
| Q4 2024 | 87 |
| Q1 2025 | 89 |
| Q2 2025 | 87 |
| Q3 2025 | 88 |
| Q4 2025 | 90 |
| Q1 2026 | 93 |
| Q2 2026 | 93 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.21% |
| Q3 2024 | 14.26% |
| Q4 2024 | 14.22% |
| Q1 2025 | 13.99% |
| Q2 2025 | 14.69% |
| Q3 2025 | 14.95% |
| Q4 2025 | 14.45% |
| Q1 2026 | 14.75% |
| Q2 2026 | 14.50% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.01% |
| Q4 2024 | 0.01% |
| Q1 2025 | 0.01% |
| Q2 2025 | 0.34% |
| Q3 2025 | 0.32% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.94% |
| Q3 2024 | 0.97% |
| Q4 2024 | 1.00% |
| Q1 2025 | 1.28% |
| Q2 2025 | 1.27% |
| Q3 2025 | 1.34% |
| Q4 2025 | 1.37% |
| Q1 2026 | 1.57% |
| Q2 2026 | 1.59% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 93 | $169.6M | 14.50% | 0.00% | 1.59% | 75.9% |
| Q1 2026 | 93 | $169.6M | 14.75% | 0.00% | 1.57% | 75.5% |
| Q4 2025 | 90 | $160.3M | 14.45% | 0.00% | 1.37% | 82.0% |
| Q3 2025 | 88 | $159.6M | 14.95% | 0.32% | 1.34% | 79.9% |
| Q2 2025 | 87 | $155.6M | 14.69% | 0.34% | 1.27% | 78.8% |
| Q1 2025 | 89 | $160.1M | 13.99% | 0.01% | 1.28% | 75.5% |
| Q4 2024 | 87 | $156.1M | 14.22% | 0.01% | 1.00% | 77.8% |
| Q3 2024 | 87 | $157.2M | 14.26% | 0.01% | 0.97% | 76.8% |
| Q2 2024 | 86 | $157.6M | 14.21% | 0.00% | 0.94% | 76.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Union State BankBank Greenfield, IA | 71 out of 100, Strong | $168.7M | 9.3% | 0.51% | vs |
| Atkins Savings Bank & TrustBank Atkins, IA | 83 out of 100, Strong | $172.2M | 11.9% | 0.05% | vs |
| Bank 1stBank West Union, IA | 91 out of 100, Very strong | $166.1M | 15.2% | 0.00% | vs |
| Citizens Savings BankBank Anamosa, IA | 74 out of 100, Strong | $165.9M | 9.5% | 0.00% | vs |
| St. Ansgar State BankBank Saint Ansgar, IA | 70 out of 100, Strong | $182.0M | 9.7% | 0.11% | vs |
| Boone Bank & Trust Co.Bank Boone, IA | 48 out of 100, Below average | $156.9M | 9.7% | 2.45% | vs |
Deposit insurance
Is my money safe at Templeton Savings Bank?
Yes. Templeton Savings Bank is an FDIC-insured institution (FDIC certificate #969). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 15.0% of deposits ($21.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.50%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Templeton Savings Bank lists 2 offices in 2 cities. Most locations:
- Manning, IA (1)
- Templeton, IA (1)
Identity & history
Profile
- Legal name
- Templeton Savings Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 969
- RSSD ID
- 366247
- Primary regulator
- FED
- Established
- January 1, 1923
- Headquarters
- 103 S Main St, Templeton, IA 51463
- Website
- www.templetonsavingsbank.com
- Employees
- 19
Quick answers
Templeton Savings Bank: common questions
Is Templeton Savings Bank FDIC insured?
Yes. Templeton Savings Bank is an FDIC-insured institution (FDIC certificate #969). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Templeton Savings Bank's TellerScore?
93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Templeton Savings Bank ever failed?
There is no failure record for FDIC certificate #969 in the FDIC failed bank list.
How many branches does Templeton Savings Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Templeton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First National Bank of ManningBank Manning, IA | 91 out of 100, Very strong | $87.7M | 15.0% | 0.00% | vs |
| Breda Savings BankBank Breda, IA | 82 out of 100, Strong | $106.0M | 10.9% | 0.00% | vs |
| Crawford County Trust and Savings BankBank Denison, IA | 80 out of 100, Strong | $294.5M | 9.9% | 0.03% | vs |
| Midstates Bank, National AssociationBank Council Bluffs, IA | 79 out of 100, Strong | $653.9M | 11.6% | 0.29% | vs |
| Audubon State BankBank Audubon, IA | 78 out of 100, Strong | $155.3M | 10.5% | 0.20% | vs |
| Farmers Trust & Savings BankBank Earling, IA | 77 out of 100, Strong | $148.1M | 9.0% | 0.00% | vs |