Side-by-side · Q2 2026 data
Templeton Savings Bank vs Farmers Trust & Savings Bank
Metric by metric
| Measure | Templeton Savings Bank | Farmers Trust & Savings Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 77 |
| Capital cushion | 95 (stronger) | 40 |
| Loan quality | 100 | 100 |
| Earnings | 84 | 91 (stronger) |
| Funding & liquidity | 84 (stronger) | 81 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 98th | 68th |
| Total assets | $169.6M | $148.1M |
| Deposits / shares | $141.9M | $134.5M |
| Capital ratio | 14.50% (stronger) | 9.00% |
| Problem loans | 0.00% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.59% | 1.78% (stronger) |
| Loans ÷ deposits | 75.9% | 71.6% (stronger) |
| Uninsured deposits | 15.0% (stronger) | 21.6% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Templeton Savings Bank has the higher TellerScore (93 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Templeton Savings Bank leads on 3 and Farmers Trust & Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.