Side-by-side · Q2 2026 data
Templeton Savings Bank vs The Shelby County State Bank
Metric by metric
| Measure | Templeton Savings Bank | The Shelby County State Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 74 |
| Capital cushion | 95 (stronger) | 50 |
| Loan quality | 100 (stronger) | 87 |
| Earnings | 84 (stronger) | 77 |
| Funding & liquidity | 84 (stronger) | 83 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 98th | 57th |
| Total assets | $169.6M | $523.6M |
| Deposits / shares | $141.9M | $462.9M |
| Capital ratio | 14.50% (stronger) | 10.00% |
| Problem loans | 0.00% (stronger) | 0.40% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 1.59% (stronger) | 1.43% |
| Loans ÷ deposits | 75.9% | 74.9% (stronger) |
| Uninsured deposits | 15.0% (stronger) | 16.9% |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Templeton Savings Bank has the higher TellerScore (93 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Templeton Savings Bank leads on 6 and The Shelby County State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.