Side-by-side · Q2 2026 data
Ten Credit Union vs US Community Credit Union
Metric by metric
| Measure | Ten Credit Union | US Community Credit Union |
|---|---|---|
| TellerScore | 62 | 71 (stronger) |
| Capital cushion | 36 | 65 (stronger) |
| Loan quality | 93 (stronger) | 77 |
| Earnings | 26 | 52 (stronger) |
| Funding & liquidity | 90 (stronger) | 81 |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 26th | 54th |
| Total assets | $392.0M | $345.7M |
| Deposits / shares | $337.2M | $301.2M |
| Capital ratio | 8.63% | 11.52% (stronger) |
| Problem loans | 0.21% (stronger) | 0.70% |
| Net charge-offs | 0.27% (stronger) | 0.57% |
| Return on assets | 0.15% | 0.79% (stronger) |
| Loans ÷ deposits | 70.2% (stronger) | 78.9% |
| Uninsured deposits | 6.5% (stronger) | 7.2% |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | — |
US Community Credit Union has the higher TellerScore (71 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Ten Credit Union leads on 4 and US Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.