Side-by-side · Q2 2026 data
Tennessee Members 1st Federal Credit Union vs Securcommunity Federal Credit Union
Credit union
Tennessee Members 1st Federal Credit Union
Oak Ridge, Tennessee · Under $100 million in assets
Credit union
Securcommunity Federal Credit Union
Cordova, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Tennessee Members 1st Federal Credit Union | Securcommunity Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 76 (stronger) |
| Capital cushion | 66 | 91 (stronger) |
| Loan quality | 24 | 78 (stronger) |
| Earnings | 20 | 22 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 82 | 97 (stronger) |
| Peer percentile | 12th | 54th |
| Total assets | $97.9M | $91.6M |
| Deposits / shares | $87.1M | $76.0M |
| Capital ratio | 11.56% | 14.06% (stronger) |
| Problem loans | 2.29% | 0.66% (stronger) |
| Net charge-offs | 1.03% (stronger) | 2.24% |
| Return on assets | -0.01% | 0.05% (stronger) |
| Loans ÷ deposits | 52.0% | 42.0% (stronger) |
| Uninsured deposits | 0.8% (stronger) | 3.7% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Securcommunity Federal Credit Union has the higher TellerScore (76 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Tennessee Members 1st Federal Credit Union leads on 2 and Securcommunity Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.