TellerScore

Securcommunity Federal Credit Union is a federal credit union headquartered in Cordova, Tennessee, in business for about 65 years. At the end of Q2 2026 it reported $91.6M in total assets and $76.0M in member shares and deposits, with 3 offices.

Based on its Q2 2026 filing, Securcommunity Federal Credit Union scores 76/100, which we describe as strong. That is higher than 54% of 2,479 credit unions with under $100 million in assets. Among 125 credit unions headquartered in Tennessee, it ranks 57th. Its strongest component is funding & liquidity (100/100; 42% loans-to-deposits, 4% uninsured), and its lowest is earnings (22/100; 0.05%).

TellerScore · Q2 2026

Scorecard

Capital cushion91/100
Net worth ratio: 14.06%
Loan quality78/100
Loans 60+ days delinquent ÷ total loans: 0.66%
Earnings22/100
Return on assets (annualized): 0.05%
Funding & liquidity100/100
Loans ÷ shares: 42.0% · 3.7% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.71%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 8 points (84 → 76), mostly because the earnings component weakened by 24 points.

TellerScore
768593Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202493
Q3 202490
Q4 202480
Q1 202582
Q2 202584
Q3 202580
Q4 202579
Q1 202677
Q2 202676
Net worth ratio
7.00%11.17%15.34%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.95%
Q3 202415.12%
Q4 202415.34%
Q1 202514.84%
Q2 202515.16%
Q3 202515.07%
Q4 202514.51%
Q1 202613.97%
Q2 202614.06%
Delinquent loans (60+ days)
0.53%1.09%1.66%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.73%
Q3 20240.88%
Q4 20241.66%
Q1 20250.76%
Q2 20250.55%
Q3 20250.76%
Q4 20250.53%
Q1 20260.53%
Q2 20260.66%
Return on assets
0.05%1.18%2.31%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.31%
Q3 20241.70%
Q4 20241.31%
Q1 20250.67%
Q2 20250.65%
Q3 20250.33%
Q4 20250.11%
Q1 20260.06%
Q2 20260.05%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$91.6M14.06%0.66%0.05%42.0%
Q1 202677$92.6M13.97%0.53%0.06%43.6%
Q4 202579$89.1M14.51%0.53%0.11%47.3%
Q3 202580$90.8M15.07%0.76%0.33%47.0%
Q2 202584$90.7M15.16%0.55%0.65%47.6%
Q1 202582$92.2M14.84%0.76%0.67%49.2%
Q4 202480$88.2M15.34%1.66%1.31%53.4%
Q3 202490$89.5M15.12%0.88%1.70%54.9%
Q2 202493$89.7M14.95%0.73%2.31%57.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.06%
48th
Problem loans0.66%
51st
Net charge-offs2.24%
5th
Return on assets0.05%
21st
Loans to deposits42.0%
76th
Uninsured deposits3.7%
30th
Loan-loss reserves0.00%
37th
Texas ratio1.7%
56th

Similar-size credit unions in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
Tnconnect Credit UnionCredit union Knoxville, TN54 out of 100, Below average$90.6M7.4%0.64%vs
New South Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$90.3M14.9%0.11%vs
Family Advantage Federal Credit UnionCredit union Spring Hill, TN59 out of 100, Moderate$93.4M9.2%0.88%vs
Foothills Federal Credit UnionCredit union Loudon, TN65 out of 100, Moderate$94.6M10.0%1.20%vs
Kingsport Press Credit UnionCredit union Kingsport, TN92 out of 100, Very strong$95.6M16.4%0.40%vs
Tennessee Members 1st Federal Credit UnionCredit union Oak Ridge, TN53 out of 100, Below average$97.9M11.6%2.29%vs

Deposit insurance

Is my money safe at Securcommunity Federal Credit Union?

Yes. Securcommunity Federal Credit Union is a federally insured credit union (NCUA charter #14733). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.7% of shares and deposits ($2.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.06%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Securcommunity Federal Credit Union lists 3 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Securcommunity Federal Credit Union
Type
Federal credit union
NCUA charter #
14733
RSSD ID
829685
Primary regulator
NCUA
Established
1961
Headquarters
7000 Goodlett Farms Pkwy Ste 100, Cordova, TN 38016
Employees
29

Quick answers

Securcommunity Federal Credit Union: common questions

Is Securcommunity Federal Credit Union NCUA insured?

Yes. Securcommunity Federal Credit Union is a federally insured credit union (NCUA charter #14733). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Securcommunity Federal Credit Union's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Securcommunity Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Cordova

InstitutionScoreAssetsCapitalProblem loansCompare
Asbestos Workers Local 14 Federal Credit UnionCredit union Philadelphia, PA100 out of 100, Very strong$4.1M15.4%0.00%vs
Rio Grande Federal Credit UnionCredit union Grand Junction, CO97 out of 100, Very strong$80.8M22.0%0.03%vs
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
First South Financial Federal Credit UnionCredit union Bartlett, TN95 out of 100, Very strong$844.8M30.2%0.22%vs
L G & W Federal Credit UnionCredit union Memphis, TN92 out of 100, Very strong$115.1M21.7%0.32%vs
Light Commerce Credit UnionCredit union Houston, TX92 out of 100, Very strong$5.0M26.8%0.93%vs