Side-by-side · Q2 2026 data
Tennessee Members 1st Federal Credit Union vs Tnconnect Credit Union
Credit union
Tennessee Members 1st Federal Credit Union
Oak Ridge, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Tennessee Members 1st Federal Credit Union | Tnconnect Credit Union |
|---|---|---|
| TellerScore | 53 | 54 (stronger) |
| Capital cushion | 66 (stronger) | 24 |
| Loan quality | 24 | 79 (stronger) |
| Earnings | 20 | 27 (stronger) |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 82 | 87 (stronger) |
| Peer percentile | 12th | 13th |
| Total assets | $97.9M | $90.6M |
| Deposits / shares | $87.1M | $84.2M |
| Capital ratio | 11.56% (stronger) | 7.43% |
| Problem loans | 2.29% | 0.64% (stronger) |
| Net charge-offs | 1.03% | 0.66% (stronger) |
| Return on assets | -0.01% | 0.19% (stronger) |
| Loans ÷ deposits | 52.0% (stronger) | 72.9% |
| Uninsured deposits | 0.8% (stronger) | 4.9% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.5% |
Tnconnect Credit Union has the higher TellerScore (54 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Tennessee Members 1st Federal Credit Union leads on 3 and Tnconnect Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.