TellerScore

Tnconnect Credit Union (NCUA charter #67666) is based in Knoxville, Tennessee. Its Q2 2026 call report shows $90.6M in total assets and $84.2M in member shares and deposits and 1 office.

Tnconnect Credit Union has a TellerScore of 54 out of 100 (below average) based on Q2 2026 data — higher than only 13% of its 2,479 credit unions with under $100 million in assets. Among 125 credit unions headquartered in Tennessee, it ranks 110th. Funding & liquidity contributes the most (87/100, 73% loans-to-deposits, 5% uninsured); capital cushion contributes the least (24/100, 7.43%).

TellerScore · Q2 2026

Scorecard

Capital cushion24/100
Net worth ratio: 7.43%
Loan quality79/100
Loans 60+ days delinquent ÷ total loans: 0.64%
Earnings27/100
Return on assets (annualized): 0.19%
Funding & liquidity87/100
Loans ÷ shares: 72.9% · 4.9% uninsured
Problem-loan coverage87/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.48%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 8 points (46 → 54), mostly because the loan quality component improved by 35 points.

TellerScore
465257Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202451
Q3 202452
Q4 202454
Q1 202553
Q2 202546
Q3 202557
Q4 202553
Q1 202653
Q2 202654
Net worth ratio
7.00%7.36%7.72%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20247.39%
Q3 20247.61%
Q4 20247.49%
Q1 20257.65%
Q2 20257.71%
Q3 20257.72%
Q4 20257.63%
Q1 20267.52%
Q2 20267.43%
Delinquent loans (60+ days)
0.56%1.12%1.67%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.02%
Q3 20241.15%
Q4 20240.93%
Q1 20250.86%
Q2 20251.67%
Q3 20250.56%
Q4 20250.95%
Q1 20260.72%
Q2 20260.64%
Return on assets
0.13%0.40%0.67%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.58%
Q3 20240.67%
Q4 20240.67%
Q1 20250.42%
Q2 20250.59%
Q3 20250.61%
Q4 20250.56%
Q1 20260.13%
Q2 20260.19%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202654$90.6M7.43%0.64%0.19%72.9%
Q1 202653$89.3M7.52%0.72%0.13%74.5%
Q4 202553$86.0M7.63%0.95%0.56%79.1%
Q3 202557$84.6M7.72%0.56%0.61%83.7%
Q2 202546$83.3M7.71%1.67%0.59%86.1%
Q1 202553$82.7M7.65%0.86%0.42%85.8%
Q4 202454$80.0M7.49%0.93%0.67%79.9%
Q3 202452$77.5M7.61%1.15%0.67%84.2%
Q2 202451$77.5M7.39%1.02%0.58%84.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.43%
3rd
Problem loans0.64%
52nd
Net charge-offs0.66%
22nd
Return on assets0.19%
27th
Loans to deposits72.9%
29th
Uninsured deposits4.9%
22nd
Loan-loss reserves0.00%
37th
Texas ratio6.5%
23rd

Similar-size credit unions in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
New South Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$90.3M14.9%0.11%vs
Securcommunity Federal Credit UnionCredit union Cordova, TN76 out of 100, Strong$91.6M14.1%0.66%vs
Family Advantage Federal Credit UnionCredit union Spring Hill, TN59 out of 100, Moderate$93.4M9.2%0.88%vs
Foothills Federal Credit UnionCredit union Loudon, TN65 out of 100, Moderate$94.6M10.0%1.20%vs
Kingsport Press Credit UnionCredit union Kingsport, TN92 out of 100, Very strong$95.6M16.4%0.40%vs
Credit Union for Robertson CountyCredit union Springfield, TN80 out of 100, Strong$85.3M13.1%0.59%vs

Deposit insurance

Is my money safe at Tnconnect Credit Union?

Yes. Tnconnect Credit Union is a federally insured credit union (NCUA charter #67666). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.9% of shares and deposits ($4.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 7.43%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Tnconnect Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Tnconnect Credit Union reported 43 home-loan applications under HMDA (LEI 254900E8KW1VR97KFU45): 31 originated ($2,235,000 total), 8 denied, and 4 withdrawn or closed by the applicant. Its denial rate on decided applications was 20.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Tnconnect Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67666
RSSD ID
274098
Primary regulator
State + NCUA
Established
1924
Headquarters
P.O. Box 52990, Knoxville, TN 37950
Employees
21

Quick answers

Tnconnect Credit Union: common questions

Is Tnconnect Credit Union NCUA insured?

Yes. Tnconnect Credit Union is a federally insured credit union (NCUA charter #67666). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Tnconnect Credit Union's TellerScore?

54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Tnconnect Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Knoxville

InstitutionScoreAssetsCapitalProblem loansCompare
Sevier County Schools Federal Credit UnionCredit union Sevierville, TN99 out of 100, Very strong$13.9M21.8%0.09%vs
Knoxville Firefighters Federal Credit UnionCredit union Knoxville, TN98 out of 100, Very strong$36.6M20.2%0.08%vs
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
Knox Co. Employees Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$12.5M18.8%0.04%vs
New South Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$90.3M14.9%0.11%vs
Alcoa Municipal Employees Federal Credit UnionCredit union Alcoa, TN94 out of 100, Very strong$4.5M18.9%0.00%vs