Side-by-side · Q2 2026 data
Tennessee River Federal Credit Union vs Gateway Credit Union
Credit union
Tennessee River Federal Credit Union
Counce, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Tennessee River Federal Credit Union | Gateway Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 34 |
| Loan quality | 92 (stronger) | 77 |
| Earnings | 80 (stronger) | 40 |
| Funding & liquidity | 67 | 93 (stronger) |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 87th | 22nd |
| Total assets | $16.3M | $16.3M |
| Deposits / shares | $10.8M | $14.8M |
| Capital ratio | 33.21% (stronger) | 8.41% |
| Problem loans | 0.25% (stronger) | 0.70% |
| Net charge-offs | 0.00% (stronger) | 0.78% |
| Return on assets | 1.50% (stronger) | 0.51% |
| Loans ÷ deposits | 93.7% | 67.7% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 0.8% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tennessee River Federal Credit Union has the higher TellerScore (89 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Tennessee River Federal Credit Union leads on 6 and Gateway Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.