Side-by-side · Q2 2026 data
Tennessee State Bank vs Legends Bank
Metric by metric
| Measure | Tennessee State Bank | Legends Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 71 |
| Capital cushion | 43 | 50 (stronger) |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 68 (stronger) | 62 |
| Funding & liquidity | 76 (stronger) | 56 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 50th | 47th |
| Total assets | $990.8M | $927.7M |
| Deposits / shares | $885.0M | $824.1M |
| Capital ratio | 9.31% | 9.98% (stronger) |
| Problem loans | 0.11% | 0.00% (stronger) |
| Net charge-offs | 0.04% | -0.00% (stronger) |
| Return on assets | 1.21% (stronger) | 1.04% |
| Loans ÷ deposits | 80.2% (stronger) | 80.4% |
| Uninsured deposits | 18.7% (stronger) | 36.2% |
| Offices | 17 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.4% |
Tennessee State Bank has the higher TellerScore (72 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Tennessee State Bank leads on 4 and Legends Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.