Side-by-side · Q2 2026 data
Tennessee State Bank vs New South Credit Union
Metric by metric
| Measure | Tennessee State Bank | New South Credit Union |
|---|---|---|
| TellerScore | 72 | 96 (stronger) |
| Capital cushion | 43 | 99 (stronger) |
| Loan quality | 96 | 96 |
| Earnings | 68 | 85 (stronger) |
| Funding & liquidity | 76 | 100 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 50th | 97th |
| Total assets | $990.8M | $90.3M |
| Deposits / shares | $885.0M | $76.1M |
| Capital ratio | 9.31% | 14.91% (stronger) |
| Problem loans | 0.11% (stronger) | 0.11% |
| Net charge-offs | 0.04% (stronger) | 0.06% |
| Return on assets | 1.21% | 1.64% (stronger) |
| Loans ÷ deposits | 80.2% | 43.9% (stronger) |
| Uninsured deposits | 18.7% | 9.1% (stronger) |
| Offices | 17 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New South Credit Union has the higher TellerScore (96 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Tennessee State Bank leads on 2 and New South Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.