Side-by-side · Q2 2026 data
Tennessee State Bank vs Sevier County Schools Federal Credit Union
Credit union
Sevier County Schools Federal Credit Union
Sevierville, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Tennessee State Bank | Sevier County Schools Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 99 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 96 | 97 (stronger) |
| Earnings | 68 | 100 (stronger) |
| Funding & liquidity | 76 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 50th | 99th |
| Total assets | $990.8M | $13.9M |
| Deposits / shares | $885.0M | $10.8M |
| Capital ratio | 9.31% | 21.80% (stronger) |
| Problem loans | 0.11% | 0.09% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.21% | 2.42% (stronger) |
| Loans ÷ deposits | 80.2% | 50.7% (stronger) |
| Uninsured deposits | 18.7% | 0.0% (stronger) |
| Offices | 17 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sevier County Schools Federal Credit Union has the higher TellerScore (99 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Tennessee State Bank leads on 0 and Sevier County Schools Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.