TellerScore

Sevier County Schools Federal Credit Union is a federal credit union headquartered in Sevierville, Tennessee, in business for about 48 years. At the end of Q2 2026 it reported $13.9M in total assets and $10.8M in member shares and deposits, with 2 offices.

Sevier County Schools Federal Credit Union has a TellerScore of 99 out of 100 (very strong) based on Q2 2026 data — higher than 99% of its 2,479 credit unions with under $100 million in assets. Among 125 credit unions headquartered in Tennessee, it ranks 1st. Its five components are fairly even, ranging from 97 to 100 out of 100.

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 21.80%
Loan quality97/100
Loans 60+ days delinquent ÷ total loans: 0.09%
Earnings100/100
Return on assets (annualized): 2.42%
Funding & liquidity100/100
Loans ÷ shares: 50.7% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.16%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (100 → 99).

TellerScore
99100100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 2024100
Q3 202499
Q4 2024100
Q1 2025100
Q2 2025100
Q3 2025100
Q4 2025100
Q1 202699
Q2 202699
Net worth ratio
7.00%15.78%24.56%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202418.38%
Q3 202422.27%
Q4 202420.73%
Q1 202519.80%
Q2 202520.04%
Q3 202524.56%
Q4 202522.22%
Q1 202620.76%
Q2 202621.80%
Delinquent loans (60+ days)
0.00%0.04%0.09%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.09%
Q2 20260.09%
Return on assets
2.15%2.97%3.78%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20243.16%
Q3 20243.78%
Q4 20243.11%
Q1 20252.55%
Q2 20252.37%
Q3 20252.65%
Q4 20252.15%
Q1 20262.23%
Q2 20262.42%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202699$13.9M21.80%0.09%2.42%50.7%
Q1 202699$14.1M20.76%0.09%2.23%49.2%
Q4 2025100$12.8M22.22%0.00%2.15%54.1%
Q3 2025100$11.3M24.56%0.00%2.65%59.5%
Q2 2025100$13.6M20.04%0.00%2.37%48.9%
Q1 2025100$13.4M19.80%0.00%2.55%50.4%
Q4 2024100$12.4M20.73%0.00%3.11%56.4%
Q3 202499$11.2M22.27%0.00%3.78%65.3%
Q2 2024100$12.9M18.38%0.00%3.16%52.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio21.80%
82nd
Problem loans0.09%
81st
Net charge-offs0.00%
77th
Return on assets2.42%
97th
Loans to deposits50.7%
63rd
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.2%
83rd

Similar-size credit unions in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
I B E W 175 Federal Credit UnionCredit union Chattanooga, TN69 out of 100, Moderate$13.8M17.8%4.05%vs
Greeneville City Employees' Credit UnionCredit union Greeneville, TN90 out of 100, Very strong$13.9M29.5%0.32%vs
Dixie Line Credit UnionCredit union Nashville, TN73 out of 100, Strong$14.5M15.8%1.34%vs
Memphis Municipal Employees Federal Credit UnionCredit union Memphis, TN65 out of 100, Moderate$14.6M20.3%2.10%vs
Knox Co. Employees Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$12.5M18.8%0.04%vs
Tennessee Department of Safety Credit UnionCredit union Nashville, TN93 out of 100, Very strong$12.0M26.6%0.00%vs

Deposit insurance

Is my money safe at Sevier County Schools Federal Credit Union?

Yes. Sevier County Schools Federal Credit Union is a federally insured credit union (NCUA charter #23060). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 21.80%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Sevier County Schools Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Sevier County Schools Federal Credit Union
Type
Federal credit union
NCUA charter #
23060
RSSD ID
153380
Primary regulator
NCUA
Established
1978
Headquarters
164 N Henderson Ave Ste B, Sevierville, TN 37862
Employees
3

Quick answers

Sevier County Schools Federal Credit Union: common questions

Is Sevier County Schools Federal Credit Union NCUA insured?

Yes. Sevier County Schools Federal Credit Union is a federally insured credit union (NCUA charter #23060). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Sevier County Schools Federal Credit Union's TellerScore?

99 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Sevier County Schools Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Sevierville

InstitutionScoreAssetsCapitalProblem loansCompare
Knoxville Firefighters Federal Credit UnionCredit union Knoxville, TN98 out of 100, Very strong$36.6M20.2%0.08%vs
Knox Co. Employees Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$12.5M18.8%0.04%vs
New South Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$90.3M14.9%0.11%vs
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
Alcoa Municipal Employees Federal Credit UnionCredit union Alcoa, TN94 out of 100, Very strong$4.5M18.9%0.00%vs
City Employees Credit UnionCredit union Knoxville, TN90 out of 100, Very strong$115.3M23.1%0.47%vs