Side-by-side · Q2 2026 data
Tensas State Bank vs Exchange Bank and Trust Company, Natchitoches, Louisiana
Bank
Exchange Bank and Trust Company, Natchitoches, Louisiana
Natchitoches, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Tensas State Bank | Exchange Bank and Trust Company, Natchitoches, Louisiana |
|---|---|---|
| TellerScore | 59 | 75 (stronger) |
| Capital cushion | 89 (stronger) | 64 |
| Loan quality | 0 | 70 (stronger) |
| Earnings | 74 | 100 (stronger) |
| Funding & liquidity | 74 (stronger) | 58 |
| Problem-loan coverage | 61 | 91 (stronger) |
| Peer percentile | 17th | 61st |
| Total assets | $185.5M | $212.5M |
| Deposits / shares | $158.5M | $191.3M |
| Capital ratio | 13.87% (stronger) | 11.42% |
| Problem loans | 3.43% | 0.89% (stronger) |
| Net charge-offs | 0.39% | 0.00% (stronger) |
| Return on assets | 1.34% | 2.35% (stronger) |
| Loans ÷ deposits | 75.2% | 53.8% (stronger) |
| Uninsured deposits | 25.0% (stronger) | 53.4% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Exchange Bank and Trust Company, Natchitoches, Louisiana has the higher TellerScore (75 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Tensas State Bank leads on 2 and Exchange Bank and Trust Company, Natchitoches, Louisiana on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.