Side-by-side · Q2 2026 data
Tewksbury Federal Credit Union vs Worcester Credit Union
Credit union
Tewksbury Federal Credit Union
Tewksbury, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Tewksbury Federal Credit Union | Worcester Credit Union |
|---|---|---|
| TellerScore | 70 | 71 (stronger) |
| Capital cushion | 53 | 68 (stronger) |
| Loan quality | 84 (stronger) | 71 |
| Earnings | 45 | 57 (stronger) |
| Funding & liquidity | 97 (stronger) | 83 |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 51st | 54th |
| Total assets | $100.7M | $107.3M |
| Deposits / shares | $91.4M | $95.8M |
| Capital ratio | 10.29% | 11.75% (stronger) |
| Problem loans | 0.47% (stronger) | 0.87% |
| Net charge-offs | 0.29% | 0.10% (stronger) |
| Return on assets | 0.63% | 0.92% (stronger) |
| Loans ÷ deposits | 62.9% (stronger) | 77.4% |
| Uninsured deposits | 8.9% | 4.2% (stronger) |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.1% | 34.5% |
Worcester Credit Union has the higher TellerScore (71 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Tewksbury Federal Credit Union leads on 2 and Worcester Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.