Side-by-side · Q2 2026 data
Texan Sky Federal Credit Union vs Scott and White Employees Credit Union
Credit union
Scott and White Employees Credit Union
Temple, Texas · Under $100 million in assets
Metric by metric
| Measure | Texan Sky Federal Credit Union | Scott and White Employees Credit Union |
|---|---|---|
| TellerScore | 82 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 89 (stronger) | 75 |
| Earnings | 28 | 100 (stronger) |
| Funding & liquidity | 93 (stronger) | 90 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 70th | 92nd |
| Total assets | $74.7M | $71.7M |
| Deposits / shares | $60.4M | $57.6M |
| Capital ratio | 15.65% | 18.49% (stronger) |
| Problem loans | 0.34% (stronger) | 0.75% |
| Net charge-offs | 0.25% | 0.14% (stronger) |
| Return on assets | 0.21% | 2.26% (stronger) |
| Loans ÷ deposits | 67.3% (stronger) | 70.4% |
| Uninsured deposits | 2.7% | 0.8% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Scott and White Employees Credit Union has the higher TellerScore (92 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Texan Sky Federal Credit Union leads on 2 and Scott and White Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.