Side-by-side · Q2 2026 data
Texans Credit Union vs First Community Credit Union
Metric by metric
| Measure | Texans Credit Union | First Community Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 58 |
| Capital cushion | 61 (stronger) | 30 |
| Loan quality | 77 | 87 (stronger) |
| Earnings | 54 | 54 |
| Funding & liquidity | 81 (stronger) | 50 |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 58th | 19th |
| Total assets | $2.6B | $3.1B |
| Deposits / shares | $2.3B | $2.0B |
| Capital ratio | 11.07% (stronger) | 7.98% |
| Problem loans | 0.69% | 0.39% (stronger) |
| Net charge-offs | 0.49% | 0.49% (stronger) |
| Return on assets | 0.84% | 0.85% (stronger) |
| Loans ÷ deposits | 79.6% (stronger) | 118.4% |
| Uninsured deposits | 10.0% | 9.9% (stronger) |
| Offices | 13 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Texans Credit Union has the higher TellerScore (70 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Texans Credit Union leads on 3 and First Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.