Side-by-side · Q2 2026 data
Texar Federal Credit Union vs Highway District 19 Employees Credit Union
Credit union
Highway District 19 Employees Credit Union
Atlanta, Texas · Under $100 million in assets
Metric by metric
| Measure | Texar Federal Credit Union | Highway District 19 Employees Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 73 |
| Capital cushion | 100 | 100 |
| Loan quality | 76 | 76 |
| Earnings | 52 (stronger) | 21 |
| Funding & liquidity | 84 (stronger) | 70 |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 80th | 47th |
| Total assets | $440.5M | $7.1M |
| Deposits / shares | $335.3M | $5.6M |
| Capital ratio | 16.42% | 20.70% (stronger) |
| Problem loans | 0.72% (stronger) | 0.72% |
| Net charge-offs | 0.34% | 0.00% (stronger) |
| Return on assets | 0.79% (stronger) | 0.02% |
| Loans ÷ deposits | 76.5% (stronger) | 90.1% |
| Uninsured deposits | 9.9% | 0.4% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.0% | — |
Texar Federal Credit Union has the higher TellerScore (81 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Texar Federal Credit Union leads on 4 and Highway District 19 Employees Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.