Side-by-side · Q2 2026 data
Texas Advantage Community Bank, National Association vs Ila 1351 Federal Credit Union
Bank
Texas Advantage Community Bank, National Association
Alvin, Texas · $100 million – $1 billion
Metric by metric
| Measure | Texas Advantage Community Bank, National Association | Ila 1351 Federal Credit Union |
|---|---|---|
| TellerScore | 44 | 92 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 34 | 68 (stronger) |
| Funding & liquidity | 86 | 92 (stronger) |
| Problem-loan coverage | 49 | 100 (stronger) |
| Peer percentile | 4th | 92nd |
| Total assets | $192.1M | $17.3M |
| Deposits / shares | $169.7M | $14.1M |
| Capital ratio | 11.33% | 17.01% (stronger) |
| Problem loans | 7.09% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.36% | 1.20% (stronger) |
| Loans ÷ deposits | 46.8% (stronger) | 68.4% |
| Uninsured deposits | 27.7% | 8.3% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ila 1351 Federal Credit Union has the higher TellerScore (92 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Texas Advantage Community Bank, National Association leads on 2 and Ila 1351 Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.