Side-by-side · Q2 2026 data
Texas Bank and Trust Company vs Community Bank
Metric by metric
| Measure | Texas Bank and Trust Company | Community Bank |
|---|---|---|
| TellerScore | 75 | 82 (stronger) |
| Capital cushion | 81 (stronger) | 69 |
| Loan quality | 80 | 100 (stronger) |
| Earnings | 81 | 100 (stronger) |
| Funding & liquidity | 34 | 44 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 77th | 82nd |
| Total assets | $4.3B | $315.5M |
| Deposits / shares | $3.8B | $277.8M |
| Capital ratio | 13.10% (stronger) | 11.95% |
| Problem loans | 0.61% | 0.00% (stronger) |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 1.54% | 2.92% (stronger) |
| Loans ÷ deposits | 90.4% | 88.7% (stronger) |
| Uninsured deposits | 47.3% | 39.8% (stronger) |
| Offices | 20 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.1% |
Community Bank has the higher TellerScore (82 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Texas Bank and Trust Company leads on 1 and Community Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.