Side-by-side · Q2 2026 data
Texas Bank and Trust Company vs Inwood National Bank
Metric by metric
| Measure | Texas Bank and Trust Company | Inwood National Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 74 |
| Capital cushion | 81 (stronger) | 58 |
| Loan quality | 80 | 88 (stronger) |
| Earnings | 81 | 83 (stronger) |
| Funding & liquidity | 34 | 57 (stronger) |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 77th | 74th |
| Total assets | $4.3B | $4.3B |
| Deposits / shares | $3.8B | $3.7B |
| Capital ratio | 13.10% (stronger) | 10.79% |
| Problem loans | 0.61% | 0.37% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.40% |
| Return on assets | 1.54% | 1.57% (stronger) |
| Loans ÷ deposits | 90.4% | 67.2% (stronger) |
| Uninsured deposits | 47.3% (stronger) | 47.5% |
| Offices | 20 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.9% |
Texas Bank and Trust Company has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Texas Bank and Trust Company leads on 4 and Inwood National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.