Side-by-side · Q2 2026 data
Texas Bank and Trust Company vs Sweetex Credit Union
Metric by metric
| Measure | Texas Bank and Trust Company | Sweetex Credit Union |
|---|---|---|
| TellerScore | 75 | 94 (stronger) |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 80 | 100 (stronger) |
| Earnings | 81 (stronger) | 68 |
| Funding & liquidity | 34 | 100 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 77th | 95th |
| Total assets | $4.3B | $9.4M |
| Deposits / shares | $3.8B | $5.6M |
| Capital ratio | 13.10% | 39.42% (stronger) |
| Problem loans | 0.61% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.54% (stronger) | 1.20% |
| Loans ÷ deposits | 90.4% | 58.4% (stronger) |
| Uninsured deposits | 47.3% | 0.0% (stronger) |
| Offices | 20 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sweetex Credit Union has the higher TellerScore (94 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Texas Bank and Trust Company leads on 1 and Sweetex Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.