Side-by-side · Q2 2026 data
Texas Bank vs Community Bank
Metric by metric
| Measure | Texas Bank | Community Bank |
|---|---|---|
| TellerScore | 70 | 82 (stronger) |
| Capital cushion | 56 | 69 (stronger) |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 68 | 100 (stronger) |
| Funding & liquidity | 61 (stronger) | 44 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 43rd | 82nd |
| Total assets | $953.9M | $315.5M |
| Deposits / shares | $824.0M | $277.8M |
| Capital ratio | 10.61% | 11.95% (stronger) |
| Problem loans | 0.46% | 0.00% (stronger) |
| Net charge-offs | 0.52% | -0.01% (stronger) |
| Return on assets | 1.20% | 2.92% (stronger) |
| Loans ÷ deposits | 83.9% (stronger) | 88.7% |
| Uninsured deposits | 28.5% (stronger) | 39.8% |
| Offices | 12 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.1% | 6.1% |
Community Bank has the higher TellerScore (82 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Texas Bank leads on 2 and Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.