Side-by-side · Q2 2026 data
Texas Bank vs Eastman Credit Union
Metric by metric
| Measure | Texas Bank | Eastman Credit Union |
|---|---|---|
| TellerScore | 70 | 91 (stronger) |
| Capital cushion | 56 | 99 (stronger) |
| Loan quality | 85 | 90 (stronger) |
| Earnings | 68 | 98 (stronger) |
| Funding & liquidity | 61 | 67 (stronger) |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 43rd | 96th |
| Total assets | $953.9M | $10.2B |
| Deposits / shares | $824.0M | $8.6B |
| Capital ratio | 10.61% | 14.87% (stronger) |
| Problem loans | 0.46% | 0.31% (stronger) |
| Net charge-offs | 0.52% | 0.38% (stronger) |
| Return on assets | 1.20% | 1.95% (stronger) |
| Loans ÷ deposits | 83.9% (stronger) | 93.2% |
| Uninsured deposits | 28.5% | 12.7% (stronger) |
| Offices | 12 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.1% | 26.9% |
Eastman Credit Union has the higher TellerScore (91 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Texas Bank leads on 1 and Eastman Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.