Side-by-side · Q2 2026 data
Texas Capital Bank vs Seagoville Federal Credit Union
Credit union
Seagoville Federal Credit Union
Seagoville, Texas · Under $100 million in assets
Metric by metric
| Measure | Texas Capital Bank | Seagoville Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 89 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 83 | 93 (stronger) |
| Earnings | 61 (stronger) | 55 |
| Funding & liquidity | 51 | 100 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 63rd | 87th |
| Total assets | $33.6B | $15.8M |
| Deposits / shares | $29.4B | $12.3M |
| Capital ratio | 10.67% | 21.64% (stronger) |
| Problem loans | 0.50% | 0.21% (stronger) |
| Net charge-offs | 0.27% | 0.00% (stronger) |
| Return on assets | 1.03% (stronger) | 0.86% |
| Loans ÷ deposits | 84.0% | 56.3% (stronger) |
| Uninsured deposits | 37.7% | 0.6% (stronger) |
| Offices | 9 | 2 |
| CFPB complaints (3 yrs) | 140 | — |
| Complaints per $1B deposits | 4.8 | — |
| Mortgage denial rate (HMDA) | 4.4% | — |
Seagoville Federal Credit Union has the higher TellerScore (89 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Texas Capital Bank leads on 1 and Seagoville Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.