Side-by-side · Q2 2026 data
Texas Champion Bank vs SouthTrust Bank, N.A.
Metric by metric
| Measure | Texas Champion Bank | SouthTrust Bank, N.A. |
|---|---|---|
| TellerScore | 64 | 79 (stronger) |
| Capital cushion | 55 | 75 (stronger) |
| Loan quality | 87 | 91 (stronger) |
| Earnings | 56 | 77 (stronger) |
| Funding & liquidity | 40 | 59 (stronger) |
| Problem-loan coverage | 86 | 97 (stronger) |
| Peer percentile | 26th | 75th |
| Total assets | $436.6M | $578.8M |
| Deposits / shares | $329.2M | $504.4M |
| Capital ratio | 10.48% | 12.50% (stronger) |
| Problem loans | 0.39% | 0.27% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.05% |
| Return on assets | 0.90% | 1.43% (stronger) |
| Loans ÷ deposits | 104.2% | 65.5% (stronger) |
| Uninsured deposits | 30.0% (stronger) | 47.0% |
| Offices | 10 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.0% |
SouthTrust Bank, N.A. has the higher TellerScore (79 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Texas Champion Bank leads on 2 and SouthTrust Bank, N.A. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- George West, TX
- Pleasanton, TX
- San Antonio, TX