Side-by-side · Q2 2026 data
Texas Champion Bank vs Texas State Bank
Metric by metric
| Measure | Texas Champion Bank | Texas State Bank |
|---|---|---|
| TellerScore | 64 | 91 (stronger) |
| Capital cushion | 55 | 86 (stronger) |
| Loan quality | 87 | 100 (stronger) |
| Earnings | 56 | 100 (stronger) |
| Funding & liquidity | 40 | 69 (stronger) |
| Problem-loan coverage | 86 | 100 (stronger) |
| Peer percentile | 26th | 96th |
| Total assets | $436.6M | $425.5M |
| Deposits / shares | $329.2M | $354.2M |
| Capital ratio | 10.48% | 13.58% (stronger) |
| Problem loans | 0.39% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.90% | 2.54% (stronger) |
| Loans ÷ deposits | 104.2% | 78.6% (stronger) |
| Uninsured deposits | 30.0% | 26.7% (stronger) |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.5% |
Texas State Bank has the higher TellerScore (91 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Texas Champion Bank leads on 0 and Texas State Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.