Side-by-side · Q2 2026 data
Texas Champion Bank vs West Texas State Bank
Metric by metric
| Measure | Texas Champion Bank | West Texas State Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 60 |
| Capital cushion | 55 | 55 |
| Loan quality | 87 (stronger) | 41 |
| Earnings | 56 | 92 (stronger) |
| Funding & liquidity | 40 | 57 (stronger) |
| Problem-loan coverage | 86 (stronger) | 65 |
| Peer percentile | 26th | 19th |
| Total assets | $436.6M | $443.7M |
| Deposits / shares | $329.2M | $396.5M |
| Capital ratio | 10.48% | 10.49% (stronger) |
| Problem loans | 0.39% (stronger) | 1.77% |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 0.90% | 1.81% (stronger) |
| Loans ÷ deposits | 104.2% | 75.2% (stronger) |
| Uninsured deposits | 30.0% (stronger) | 40.7% |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Texas Champion Bank has the higher TellerScore (64 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Texas Champion Bank leads on 4 and West Texas State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.