Side-by-side · Q2 2026 data
Texas Dow Employees Credit Union vs Eecu Credit Union
Metric by metric
| Measure | Texas Dow Employees Credit Union | Eecu Credit Union |
|---|---|---|
| TellerScore | 49 | 81 (stronger) |
| Capital cushion | 52 | 77 (stronger) |
| Loan quality | 41 | 85 (stronger) |
| Earnings | 41 | 84 (stronger) |
| Funding & liquidity | 52 | 67 (stronger) |
| Problem-loan coverage | 67 | 94 (stronger) |
| Peer percentile | 5th | 89th |
| Total assets | $5.0B | $4.9B |
| Deposits / shares | $4.0B | $4.2B |
| Capital ratio | 10.17% | 12.70% (stronger) |
| Problem loans | 1.77% | 0.45% (stronger) |
| Net charge-offs | 0.96% | 0.28% (stronger) |
| Return on assets | 0.52% | 1.60% (stronger) |
| Loans ÷ deposits | 108.3% | 93.1% (stronger) |
| Uninsured deposits | 4.9% (stronger) | 14.8% |
| Offices | 18 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.2% | — |
Eecu Credit Union has the higher TellerScore (81 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Texas Dow Employees Credit Union leads on 1 and Eecu Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.