Side-by-side · Q2 2026 data
Texas Dow Employees Credit Union vs Schlumberger Employees Credit Union
Credit union
Schlumberger Employees Credit Union
Sugar Land, Texas · $100 million – $1 billion
Metric by metric
| Measure | Texas Dow Employees Credit Union | Schlumberger Employees Credit Union |
|---|---|---|
| TellerScore | 49 | 94 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 41 | 81 (stronger) |
| Earnings | 41 | 93 (stronger) |
| Funding & liquidity | 52 | 100 (stronger) |
| Problem-loan coverage | 67 | 99 (stronger) |
| Peer percentile | 5th | 98th |
| Total assets | $5.0B | $935.8M |
| Deposits / shares | $4.0B | $698.6M |
| Capital ratio | 10.17% | 25.28% (stronger) |
| Problem loans | 1.77% | 0.57% (stronger) |
| Net charge-offs | 0.96% | 0.23% (stronger) |
| Return on assets | 0.52% | 1.81% (stronger) |
| Loans ÷ deposits | 108.3% | 39.5% (stronger) |
| Uninsured deposits | 4.9% (stronger) | 12.6% |
| Offices | 18 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.2% | 0.0% |
Schlumberger Employees Credit Union has the higher TellerScore (94 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Texas Dow Employees Credit Union leads on 1 and Schlumberger Employees Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.