Side-by-side · Q2 2026 data
Texas Exchange Bank vs Ben E Keith Company Employees Federal Credit Union
Credit union
Ben E Keith Company Employees Federal Credit Union
Fort Worth, Texas · Under $100 million in assets
Metric by metric
| Measure | Texas Exchange Bank | Ben E Keith Company Employees Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 89 (stronger) |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 100 (stronger) | 64 |
| Earnings | 37 | 91 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 90th | 87th |
| Total assets | $4.5B | $11.9M |
| Deposits / shares | $2.6B | $9.4M |
| Capital ratio | 12.44% | 20.86% (stronger) |
| Problem loans | 0.00% (stronger) | 1.07% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.43% | 1.78% (stronger) |
| Loans ÷ deposits | 25.9% (stronger) | 47.8% |
| Uninsured deposits | 1.3% (stronger) | 1.5% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ben E Keith Company Employees Federal Credit Union has the higher TellerScore (89 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Texas Exchange Bank leads on 4 and Ben E Keith Company Employees Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.