Side-by-side · Q2 2026 data
Texas Gulf Bank, National Association vs Schlumberger Employees Credit Union
Credit union
Schlumberger Employees Credit Union
Sugar Land, Texas · $100 million – $1 billion
Metric by metric
| Measure | Texas Gulf Bank, National Association | Schlumberger Employees Credit Union |
|---|---|---|
| TellerScore | 76 | 94 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 100 (stronger) | 81 |
| Earnings | 61 | 93 (stronger) |
| Funding & liquidity | 54 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 64th | 98th |
| Total assets | $726.9M | $935.8M |
| Deposits / shares | $638.6M | $698.6M |
| Capital ratio | 11.98% | 25.28% (stronger) |
| Problem loans | 0.00% (stronger) | 0.57% |
| Net charge-offs | 0.09% (stronger) | 0.23% |
| Return on assets | 1.03% | 1.81% (stronger) |
| Loans ÷ deposits | 78.6% | 39.5% (stronger) |
| Uninsured deposits | 39.8% | 12.6% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.2% | 0.0% |
Schlumberger Employees Credit Union has the higher TellerScore (94 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Texas Gulf Bank, National Association leads on 2 and Schlumberger Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.