Side-by-side · Q2 2026 data
Texas Heritage National Bank vs Community Bank
Metric by metric
| Measure | Texas Heritage National Bank | Community Bank |
|---|---|---|
| TellerScore | 59 | 82 (stronger) |
| Capital cushion | 52 | 69 (stronger) |
| Loan quality | 58 | 100 (stronger) |
| Earnings | 77 | 100 (stronger) |
| Funding & liquidity | 34 | 44 (stronger) |
| Problem-loan coverage | 79 | 100 (stronger) |
| Peer percentile | 17th | 82nd |
| Total assets | $936.4M | $315.5M |
| Deposits / shares | $811.9M | $277.8M |
| Capital ratio | 10.17% | 11.95% (stronger) |
| Problem loans | 1.27% | 0.00% (stronger) |
| Net charge-offs | 0.04% | -0.01% (stronger) |
| Return on assets | 1.42% | 2.92% (stronger) |
| Loans ÷ deposits | 97.7% | 88.7% (stronger) |
| Uninsured deposits | 40.5% | 39.8% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | 6.1% |
Community Bank has the higher TellerScore (82 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Texas Heritage National Bank leads on 0 and Community Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.