Side-by-side · Q2 2026 data
Texas National Bank of Jacksonville vs Keystone Credit Union
Metric by metric
| Measure | Texas National Bank of Jacksonville | Keystone Credit Union |
|---|---|---|
| TellerScore | 50 | 80 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 66 | 77 (stronger) |
| Earnings | 6 | 55 (stronger) |
| Funding & liquidity | 63 | 65 (stronger) |
| Problem-loan coverage | 79 | 97 (stronger) |
| Peer percentile | 7th | 65th |
| Total assets | $852.4M | $40.2M |
| Deposits / shares | $765.7M | $29.1M |
| Capital ratio | 10.08% | 27.38% (stronger) |
| Problem loans | 1.03% | 0.68% (stronger) |
| Net charge-offs | 0.45% | 0.03% (stronger) |
| Return on assets | -0.34% | 0.87% (stronger) |
| Loans ÷ deposits | 83.8% (stronger) | 95.3% |
| Uninsured deposits | 27.1% | 5.1% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Keystone Credit Union has the higher TellerScore (80 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Texas National Bank of Jacksonville leads on 1 and Keystone Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.