Side-by-side · Q2 2026 data
Texas People Federal Credit Union vs Datcu Credit Union
Metric by metric
| Measure | Texas People Federal Credit Union | Datcu Credit Union |
|---|---|---|
| TellerScore | 73 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 90 | 96 (stronger) |
| Earnings | 0 | 83 (stronger) |
| Funding & liquidity | 74 (stronger) | 55 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 47th | 97th |
| Total assets | $24.3M | $1.8B |
| Deposits / shares | $19.7M | $1.5B |
| Capital ratio | 18.04% (stronger) | 17.19% |
| Problem loans | 0.31% | 0.13% (stronger) |
| Net charge-offs | 1.08% | 0.69% (stronger) |
| Return on assets | -1.17% | 1.57% (stronger) |
| Loans ÷ deposits | 86.6% (stronger) | 105.5% |
| Uninsured deposits | 5.4% | 5.0% (stronger) |
| Offices | 1 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Datcu Credit Union has the higher TellerScore (89 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Texas People Federal Credit Union leads on 2 and Datcu Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.