TellerScore

Texas People Federal Credit Union is a federal credit union headquartered in Fort Worth, Texas, in business for about 80 years. At the end of Q2 2026 it reported $24.3M in total assets and $19.7M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Texas People Federal Credit Union scores 73/100, which we describe as strong. That is higher than only 47% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 190th. Its strongest component is capital cushion (100/100; 18.04%), and its lowest is earnings (0/100; -1.17%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.04%
Loan quality90/100
Loans 60+ days delinquent ÷ total loans: 0.31%
Earnings0/100
Return on assets (annualized): -1.17%
Funding & liquidity74/100
Loans ÷ shares: 86.6% · 5.4% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.21%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 12 points (61 → 73), mostly because the loan quality component improved by 69 points.

TellerScore
616875Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202468
Q3 202475
Q4 202467
Q1 202569
Q2 202561
Q3 202562
Q4 202566
Q1 202671
Q2 202673
Net worth ratio
7.00%12.88%18.77%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.17%
Q3 202417.93%
Q4 202417.68%
Q1 202517.02%
Q2 202517.88%
Q3 202518.29%
Q4 202518.77%
Q1 202618.04%
Q2 202618.04%
Delinquent loans (60+ days)
0.31%1.33%2.36%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.06%
Q3 20240.33%
Q4 20240.93%
Q1 20250.74%
Q2 20252.36%
Q3 20252.07%
Q4 20251.57%
Q1 20260.58%
Q2 20260.31%
Return on assets
-1.74%-0.68%0.39%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.12%
Q3 2024-0.13%
Q4 2024-0.48%
Q1 2025-1.74%
Q2 20250.39%
Q3 20250.24%
Q4 20250.07%
Q1 2026-1.14%
Q2 2026-1.17%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$24.3M18.04%0.31%-1.17%86.6%
Q1 202671$24.7M18.04%0.58%-1.14%87.6%
Q4 202566$24.2M18.77%1.57%0.07%91.2%
Q3 202562$24.5M18.29%2.07%0.24%93.0%
Q2 202561$25.1M17.88%2.36%0.39%91.8%
Q1 202569$26.1M17.02%0.74%-1.74%86.6%
Q4 202467$25.1M17.68%0.93%-0.48%93.8%
Q3 202475$25.3M17.93%0.33%-0.13%94.0%
Q2 202468$26.4M17.17%1.06%-0.12%93.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.04%
70th
Problem loans0.31%
68th
Net charge-offs1.08%
13th
Return on assets-1.17%
6th
Loans to deposits86.6%
12th
Uninsured deposits5.4%
19th
Loan-loss reserves0.00%
37th
Texas ratio1.2%
62nd

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InstitutionScoreAssetsCapitalProblem loansCompare
Temple Santa Fe Community Credit UnionCredit union Temple, TX61 out of 100, Moderate$24.0M8.1%0.42%vs
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Liberty County Teachers Federal Credit UnionCredit union Liberty, TX97 out of 100, Very strong$23.8M17.1%0.03%vs
Grand Prairie Credit UnionCredit union Grand Prairie, TX81 out of 100, Strong$25.2M11.6%0.05%vs
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First Priority Credit UnionCredit union Abilene, TX74 out of 100, Strong$23.0M11.7%1.24%vs

Deposit insurance

Is my money safe at Texas People Federal Credit Union?

Yes. Texas People Federal Credit Union is a federally insured credit union (NCUA charter #5337). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.4% of shares and deposits ($1.1M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.04%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Texas People Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Texas People Federal Credit Union
Type
Federal credit union
NCUA charter #
5337
RSSD ID
919175
Primary regulator
NCUA
Established
1946
Headquarters
4613 Wellesley Ave, Fort Worth, TX 76107
Employees
9

Quick answers

Texas People Federal Credit Union: common questions

Is Texas People Federal Credit Union NCUA insured?

Yes. Texas People Federal Credit Union is a federally insured credit union (NCUA charter #5337). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Texas People Federal Credit Union's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Texas People Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Fort Worth

InstitutionScoreAssetsCapitalProblem loansCompare
Fort Worth City Credit UnionCredit union Fort Worth, TX93 out of 100, Very strong$336.8M13.1%0.03%vs
Light Commerce Credit UnionCredit union Houston, TX92 out of 100, Very strong$5.0M26.8%0.93%vs
Ben E Keith Company Employees Federal Credit UnionCredit union Fort Worth, TX89 out of 100, Very strong$11.9M20.9%1.07%vs
First National Bank of BurlesonBank Burleson, TX89 out of 100, Very strong$250.8M12.6%0.00%vs
Datcu Credit UnionCredit union Denton, TX89 out of 100, Very strong$1.8B17.2%0.13%vs
Allied Federal Credit UnionCredit union Arlington, TX88 out of 100, Very strong$137.6M12.2%0.23%vs