Side-by-side · Q2 2026 data
Texas Plains Federal Credit Union vs Amarillo Postal Employees Credit Union
Credit union
Amarillo Postal Employees Credit Union
Amarillo, Texas · Under $100 million in assets
Metric by metric
| Measure | Texas Plains Federal Credit Union | Amarillo Postal Employees Credit Union |
|---|---|---|
| TellerScore | 77 | 77 |
| Capital cushion | 93 (stronger) | 78 |
| Loan quality | 74 | 96 (stronger) |
| Earnings | 50 (stronger) | 22 |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 57th | 57th |
| Total assets | $71.2M | $19.5M |
| Deposits / shares | $60.3M | $16.9M |
| Capital ratio | 14.25% (stronger) | 12.75% |
| Problem loans | 0.78% | 0.13% (stronger) |
| Net charge-offs | 1.00% | 0.12% (stronger) |
| Return on assets | 0.76% (stronger) | 0.06% |
| Loans ÷ deposits | 83.0% | 45.6% (stronger) |
| Uninsured deposits | 3.3% (stronger) | 4.4% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Texas Plains Federal Credit Union leads on 3 and Amarillo Postal Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.