Side-by-side · Q2 2026 data
Texas Plains Federal Credit Union vs Intercorp Credit Union
Metric by metric
| Measure | Texas Plains Federal Credit Union | Intercorp Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 60 |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 74 (stronger) | 5 |
| Earnings | 50 (stronger) | 33 |
| Funding & liquidity | 77 | 91 (stronger) |
| Problem-loan coverage | 91 (stronger) | 83 |
| Peer percentile | 57th | 22nd |
| Total assets | $71.2M | $4.2M |
| Deposits / shares | $60.3M | $3.4M |
| Capital ratio | 14.25% | 18.58% (stronger) |
| Problem loans | 0.78% (stronger) | 2.86% |
| Net charge-offs | 1.00% (stronger) | 1.56% |
| Return on assets | 0.76% (stronger) | 0.33% |
| Loans ÷ deposits | 83.0% | 69.5% (stronger) |
| Uninsured deposits | 3.3% | 0.0% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Texas Plains Federal Credit Union has the higher TellerScore (77 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Texas Plains Federal Credit Union leads on 4 and Intercorp Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.