Side-by-side · Q2 2026 data
Texas Plains Federal Credit Union vs Skel-Tex Credit Union
Metric by metric
| Measure | Texas Plains Federal Credit Union | Skel-Tex Credit Union |
|---|---|---|
| TellerScore | 77 | 83 (stronger) |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 74 | 79 (stronger) |
| Earnings | 50 (stronger) | 42 |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 57th | 72nd |
| Total assets | $71.2M | $6.2M |
| Deposits / shares | $60.3M | $4.8M |
| Capital ratio | 14.25% | 21.47% (stronger) |
| Problem loans | 0.78% | 0.64% (stronger) |
| Net charge-offs | 1.00% | 0.00% (stronger) |
| Return on assets | 0.76% (stronger) | 0.54% |
| Loans ÷ deposits | 83.0% | 54.7% (stronger) |
| Uninsured deposits | 3.3% | 0.0% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Skel-Tex Credit Union has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Texas Plains Federal Credit Union leads on 1 and Skel-Tex Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.