Side-by-side · Q2 2026 data
Texas Regional Bank vs American Momentum Bank
Metric by metric
| Measure | Texas Regional Bank | American Momentum Bank |
|---|---|---|
| TellerScore | 53 | 57 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 80 (stronger) | 0 |
| Earnings | 32 | 71 (stronger) |
| Funding & liquidity | 46 (stronger) | 34 |
| Problem-loan coverage | 87 (stronger) | 76 |
| Peer percentile | 11th | 16th |
| Total assets | $2.9B | $2.8B |
| Deposits / shares | $2.5B | $2.2B |
| Capital ratio | 8.77% | 19.24% (stronger) |
| Problem loans | 0.59% (stronger) | 3.52% |
| Net charge-offs | 0.07% (stronger) | 0.12% |
| Return on assets | 0.30% | 1.27% (stronger) |
| Loans ÷ deposits | 71.6% (stronger) | 90.3% |
| Uninsured deposits | 53.7% | 47.5% (stronger) |
| Offices | 38 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.0% | — |
American Momentum Bank has the higher TellerScore (57 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Texas Regional Bank leads on 3 and American Momentum Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.