Side-by-side · Q2 2026 data
Texas Regional Bank vs Monet Bank
Metric by metric
| Measure | Texas Regional Bank | Monet Bank |
|---|---|---|
| TellerScore | 53 | 65 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 80 (stronger) | 0 |
| Earnings | 32 | 100 (stronger) |
| Funding & liquidity | 46 | 50 (stronger) |
| Problem-loan coverage | 87 (stronger) | 76 |
| Peer percentile | 11th | 36th |
| Total assets | $2.9B | $3.2B |
| Deposits / shares | $2.5B | $913.0M |
| Capital ratio | 8.77% | 31.69% (stronger) |
| Problem loans | 0.59% (stronger) | 25.76% |
| Net charge-offs | 0.07% | -4.61% (stronger) |
| Return on assets | 0.30% | 4.06% (stronger) |
| Loans ÷ deposits | 71.6% | 49.0% (stronger) |
| Uninsured deposits | 53.7% (stronger) | 80.2% |
| Offices | 38 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.0% | — |
Monet Bank has the higher TellerScore (65 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Texas Regional Bank leads on 2 and Monet Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.