Side-by-side · Q2 2026 data
Texas State Bank vs Goodyear San Angelo Federal Credit Union
Credit union
Goodyear San Angelo Federal Credit Union
San Angelo, Texas · Under $100 million in assets
Metric by metric
| Measure | Texas State Bank | Goodyear San Angelo Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 71 |
| Capital cushion | 86 | 91 (stronger) |
| Loan quality | 100 (stronger) | 50 |
| Earnings | 100 (stronger) | 58 |
| Funding & liquidity | 69 | 75 (stronger) |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 96th | 42nd |
| Total assets | $425.5M | $4.1M |
| Deposits / shares | $354.2M | $3.5M |
| Capital ratio | 13.58% | 14.14% (stronger) |
| Problem loans | 0.00% (stronger) | 1.51% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 2.54% (stronger) | 0.96% |
| Loans ÷ deposits | 78.6% (stronger) | 84.8% |
| Uninsured deposits | 26.7% | 5.3% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.5% | — |
Texas State Bank has the higher TellerScore (91 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Texas State Bank leads on 4 and Goodyear San Angelo Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.