Side-by-side · Q2 2026 data
TexasBank vs American First National Bank
Metric by metric
| Measure | TexasBank | American First National Bank |
|---|---|---|
| TellerScore | 80 | 87 (stronger) |
| Capital cushion | 79 | 94 (stronger) |
| Loan quality | 86 | 86 |
| Earnings | 100 | 100 |
| Funding & liquidity | 37 | 54 (stronger) |
| Problem-loan coverage | 90 | 90 |
| Peer percentile | 90th | 98th |
| Total assets | $2.5B | $2.9B |
| Deposits / shares | $2.0B | $2.4B |
| Capital ratio | 12.87% | 14.38% (stronger) |
| Problem loans | 0.41% (stronger) | 0.42% |
| Net charge-offs | 0.12% | 0.08% (stronger) |
| Return on assets | 2.33% (stronger) | 2.13% |
| Loans ÷ deposits | 105.3% | 97.8% (stronger) |
| Uninsured deposits | 30.9% | 22.7% (stronger) |
| Offices | 17 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.4% |
American First National Bank has the higher TellerScore (87 vs 80). On the 7 directional measures above (where higher or lower is clearly better), TexasBank leads on 2 and American First National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.