Side-by-side · Q2 2026 data
TexasBank vs State Bank of Texas
Metric by metric
| Measure | TexasBank | State Bank of Texas |
|---|---|---|
| TellerScore | 80 (stronger) | 74 |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 86 (stronger) | 28 |
| Earnings | 100 | 100 |
| Funding & liquidity | 37 | 61 (stronger) |
| Problem-loan coverage | 90 (stronger) | 77 |
| Peer percentile | 90th | 74th |
| Total assets | $2.5B | $2.6B |
| Deposits / shares | $2.0B | $2.1B |
| Capital ratio | 12.87% | 15.71% (stronger) |
| Problem loans | 0.41% (stronger) | 2.16% |
| Net charge-offs | 0.12% | 0.00% (stronger) |
| Return on assets | 2.33% | 4.24% (stronger) |
| Loans ÷ deposits | 105.3% | 96.8% (stronger) |
| Uninsured deposits | 30.9% | 16.6% (stronger) |
| Offices | 17 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
TexasBank has the higher TellerScore (80 vs 74). On the 7 directional measures above (where higher or lower is clearly better), TexasBank leads on 2 and State Bank of Texas on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.