Side-by-side · Q2 2026 data
TexasBank vs Texas First Bank
Metric by metric
| Measure | TexasBank | Texas First Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 75 |
| Capital cushion | 79 (stronger) | 50 |
| Loan quality | 86 | 94 (stronger) |
| Earnings | 100 (stronger) | 87 |
| Funding & liquidity | 37 | 59 (stronger) |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 90th | 77th |
| Total assets | $2.5B | $2.3B |
| Deposits / shares | $2.0B | $2.1B |
| Capital ratio | 12.87% (stronger) | 9.96% |
| Problem loans | 0.41% | 0.17% (stronger) |
| Net charge-offs | 0.12% | 0.01% (stronger) |
| Return on assets | 2.33% (stronger) | 1.68% |
| Loans ÷ deposits | 105.3% | 64.3% (stronger) |
| Uninsured deposits | 30.9% (stronger) | 48.4% |
| Offices | 17 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.3% |
TexasBank has the higher TellerScore (80 vs 75). On the 7 directional measures above (where higher or lower is clearly better), TexasBank leads on 4 and Texas First Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.